FINANCIAL POLICIES

For our patients without insurance, we offer a discount per service when payment is made by Cash, Check, or Credit Card at the time of service. 

When possible we will verify your benefits and eligibility on your behalf, however, the benefits quoted to us by your insurance carrier are not a guarantee of eligibility or payment.  As a courtesy to you, we will file all necessary forms with your insurance company.  If your insurance states a service rendered is not covered, or is applied to your deductible and/or copay, it is then agreed that you are personally responsible for payment of the rendered services.  

The only service that Medicare currently covers is the manual manipulation of the spine in any chiropractic office.  Medicare covers 80% of the allowable fee after the deductible has been met by the patient.  Any and all other services including exams, x-rays, and therapies are not covered.  All additional services will be the responsibility of the patient or supplemental insurance if covered.  Most supplemental plans will cover the remainder 20% of the manipulation fee.

We are not currently in network with Iowa state insurances such as Medicaid, Hawk-i, Title 19, etc. Therefore, your visit would have to be paid out-of-pocket. We do provide a discount for self-pay patients. If you have any questions regarding prices give our office a call and we would be happy to assist you. 

If you are injured on the job, your care should be paid for under your Worker’s Compensation insurance.  You will need to inform your employer of the accident and obtain the name and address of your employer’s insurance carrier.  If you or your employer does not provide us with this information, or if you suspend or terminate care, any fees for services are due immediately.  

Please inform us if you have one of these types of plans to help with the cost of care.  We will be happy to provide you with a statement of your charges for reimbursement. 

No matter what your financial or insurance situation our number one goal is to get you the care you need when you need it. We realize that it can be difficult to budge for unexpected health care costs and we offer flexible payment options for all of our patients if needed. Please inquire at front desk for further details.

If you have any questions about your insurance or our policies please do not hesitate to call our office and our office manager will be happy to help verify any insurance benefits and/or help you decide if a payment plan is an option for you. Cash discounts are also an option if you are self paying without submitting to insurance.